Do: Pay off credit card balances in full

It’s important to pay off your credit card balance in full every month to avoid interest charges and a hit to your credit score. If you find yourself unable to pay off your bill each month, it’s time to lay off the credit card use. You want to have a good credit score, but you also don’t want to owe so much on your cards. If you have more than one or two cards, you might want to hide the majority of them and only keep one on you in case you need it.